Congress Passes the American Rescue Act

Stimulus Package Includes Health and Welfare Benefits Relevant to Employers

Congress has passed, and President Biden has signed, the American Rescue Plan Act, 2021 (ARPA), the third COVID-19 stimulus bill. This new $1.9 trillion stimulus package includes several health and welfare benefits-related provisions relevant to employers and plan sponsors, including:

  • Extending and Enhancing FFCRA Paid Leave
  • Increasing the Dependent Care Assistance Program Limit
  • Implementing Temporary Premium Tax Credit Enhancements

A detailed explanation of these changes can be found on our Legal Alert by clicking below.


Don’t forget to think large, think Dickerson

Dickerson Insurance Services is proud to be able to help our broker community put together their small groups with the highest level of customer service and accuracy. And we’re also eager to provide this level of attention to your large groups. Think large, think Dickerson, and let us help you with your large groups!
We’re here every step of the way, from starting the conversation with you and your client, all the way through to enrollment and installation.
Here’s how we can help you with your large groups:
  • Strategic insights from our expert team
  • Census gathering
  • RFP process
  • Quote review
  • Enrollment and installation
  • And much more!
Reach out to your Dickerson Account Executive if you currently need help with a large group or are thinking of working on one. For more information and a full list of our large group carriers, contact your Dickerson Account Executive.


New CA Law Makes It Easier to Get Mental Health and Substance Abuse Care

In making coverage decisions about mental health and addiction treatment, insurers frequently use their own criteria, not knowable to enrollees and not consistent with standards of care. A California law that took effect Jan. 1, SB-855, should make it much harder for state-regulated commercial health plans to do so. It requires them to use nationally recognized clinical standards established by nonprofit associations of clinical specialists to determine which mental health and addiction treatments they’ll cover — and for how long. It’s a very strong law, and it has the potential to really be a game changer. Click here for the details.

As Drug Prices Keep Rising, State Lawmakers Propose Tough New Bills to Curb Them

State legislators around the country are pushing bills to penalize drugmakers for unjustified price hikes and to cap payment at much-lower Canadian levels. These bills, sponsored by both Republicans and Democrats in a half-dozen states, are a response to consumers’ intensified demand for action on drug prices as prospects for solutions from Congress remain highly uncertain. Click here for details.

Modern Healthcare: Why Commercial Insurers See New Opportunity In ACA Exchanges

Larger and for-profit health insurers are the majority of payers increasingly expanding their footprint on Affordable Care Act exchanges, despite a general uncertainty. Cigna announced March 8 that it plans to double its geographic coverage on the individual market to 20 states by 2025. UnitedHealthcare and Aetna are also reentering the space, adding competition and choice to the market.