Dickerson Update August 27 – Anthem 7% Commission Announcement, Small Group Incentives & More!

Anthem has added multiple incentives for Small Group including a Special Commission Program for December 1st and December 15th Effective dates. 

Anthem wants to remind brokers of the following updates for Small Group:

  • Anthem has lowered HMO rates on their Full, Select, and Priority Select plans.
  • Anthem has announced Network Flexibility options for effective dates of October 1, 2020, – March 15, 2021, which give groups more options for health coverage. 
  • A 6% commission for new small group medical cases with 10+ enrolled for July 1, 2020 – January 15, 2021, effective dates for all agents, except for December 2020 groups (see below).

Special Agent Program Through Anthem Offers 7% Commission Rate for December 1st and December 15th Effective dates.

Anthem has announced a new Special Agent Commission Program which is available to all agents. This Special Agent Commission Program is for December 1st and December 15th, 2020 effective dates and will consist of a 7% Commission Rate. 

Here’s how to determine Group/Membership Eligibility:

  • Small Group must consist of 10+ enrolled employees.
  • Only Small Groups with 10 or more enrolled employees on Anthem plans with an effective date of December 1, 2020, or December 15, 2020, will be eligible for this program. 
  • New Small Business Group employees are those who have the same enrollment effective date as the employer group’s original Anthem effective date. For example, if an employer group’s original effective date is December 1, 2020, then the members must also have an effective date of December 1, 2020
  • Commission percentage is based on the number of enrolled employees with Anthem medical plans
  • Appointed agents must be in good standing with a current, signed Anthem agent contract and valid license on file

Business sold through a General Agent partner is eligible for this bonus! For full details on how the Special Agent Commission Program works, check out this flyer. For more information on the Medical Agent Commission Program, check out this flyer

Please reach out to your Dickerson Account Executive for additional information

CaliforniaChoice announces Total Choice, which includes more affordable options for health care coverage 

With an effective date of December 1, 2020, your new and renewing groups will have more options for coverage with CaliforniaChoice.

CaliforniaChoice has now added Total Choice, which will give employees access to health plans and benefits available in all ACA metal tiers: Bronze, Silver, Gold, and Platinum.

With the following newly added options, your clients and employees will have more options than ever in finding health coverage that fits their needs: Total Choice, Triple Choice, Double Choice, and Single Choice. 

Total Choice Offers employees access to health plans and benefits available in all four tiers
  • Bronze, Silver, Gold, Platinum
Triple Choice Offers Employees access to health plans and benefits available in all three neighboring tiers
  • Bronze, Silver, Gold
  • Silver, Gold, Platinum
Double Choice Offers employees access to health plans and benefits available in two neighboring tiers
  • Bronze, Silver
  • Silver, Gold
  • Gold, Platinum
Single Choice Offers employees access to health plans and benefits available in a single tier
  • Bronze
  • Silver
  • Gold
  • Platinum

  Total Choice provides the following benefits:

  • Provides a variety of plan choices and price points that can satisfy employee’s needs. 
  • The employer can control costs while offering a variety of options to employees. 
  • The new variety of choices will increase participation with employees who want to include coverage for their dependents with new lower-cost options.  
  • Total Choice offers you more options to present at renewal time and will be a great option to discuss with clients to avoid disruption in their health care coverage. 
  • There is no requirement to participate in Total Choice and there is no employer cost to offer it. 

For more information, please contact your Dickerson Account Executive.

Complete the 2020-2021 re-certification process with Covered CA to continue receiving your Commission.

Covered CA requires all agents who sell their plans to be certified every year to continue receiving a commission. Agents with active on-exchange plans must re-certify before the end of 2020 to receive their renewal commission. Additionally, agents offering on-exchange coverage must also be certified before selling plans during the upcoming enrollment period. Without certification, you may not be able to receive your commission.  To complete the re-certification process,  you are required to log onto the CMS Enterprise Portal using your login credentials for Covered CA and complete the Marketplace training requirement. Once completed, follow the requested prompts to complete the process. For more information, please contact your Dickerson Account Executive.

Dickerson News Updates

Orange County has officially been removed from California’s COVID-19 Watch list 

As of Sunday, Orange County has officially been removed from California’s COVID-19 watch list. The county was hit hard by COVID-19 but has recently seen a great improvement in the number of COVID-19 hospitalizations since July. Orange County has been on the watch list since late June as rates of new cases per 100,000 residents rose above the state’s limits. In July, rates were reaching as high as 348 per 100,000 residents, which is well above the limit. Most recently, coronavirus hospitalization numbers have dropped below 400 patients in Orange County for the first time since late June. Los Angeles, Riverside, and San Bernardino counties remain on the watch list. For the full story, click here. 

Scientists claim a man from Hong Kong has been diagnosed with coronavirus a second time

Scientists from Hong Kong have claimed to have found evidence of a man reinfected with the virus that causes COVID-19. A 33-year old man who was previously infected with COVID-19 back in March was returning to Hong Kong from a trip to Spain. Genetic tests are now indicating that the man has tested positive for a different strain of COVID-19, than the one he was originally infected with. The most recent diagnosis was detected through screening and testing at an airport in Hong Kong. The information has been submitted to the journal Clinical Infectious Diseases but has not yet been published as experts remain cautious until the full results are made available. If true, the story will dispute the claim that people can have lifelong immunity to the virus. Click here for the full story.