Dickerson Update May 14 – Anthem Extends Pilot Program, Kaiser Webinar, Ease Virtual Conference & MORE

Anthem extends Dual PPO Pilot Program

Anthem announced that they’re extending the dual network PPO Pilot Program in Regions 1 and 9. The program will now run until September 15th, 2020 effective dates.

Here are the eligibility requirements:

  • Must be a Small Group (1-100 lives)
  • New Small Group effective date October 1st, 2019 through September 15th, 2020
  • Employer’s principal business address in either region 1 or 9

For more information, please contact your Dickerson Account Executive.

Ease Innovation Conference 2020 has gone digital and will be a two-day immersive interactive experience 

Originally set to be an in-person conference in Las Vegas, Nevada, Ease has decided to make some changes to their highly-anticipated conference. During this time of social distancing, the Ease Innovation Conference 2020 is going digital. For two days in June, Ease will feature live-streamed sessions, virtual trade show booths, networking opportunities, access to Genius Hall, and opportunities to learn about best practices directly from the experts. The digital conference is set to be an immersive interactive experience that will allow digital access to subject matter experts. Please note that none of the events will be recorded or shared as it is a live event. 

Dickerson Insurance Services is proud to be a sponsor of EIC20 and will have a virtual booth at the conference which will showcase our services, what we do, and what we have to offer. 

To register for the conference, click here.

Kaiser is hosting a webinar titled Now More than Ever: Health as a Business Strategy on May 27th 

Kaiser understands that competition among brokers can be fierce, which is why it’s hard to separate yourself from the crowd. Furthermore, only 34% of employees in today’s workforce are engaged in their work and this is costing employers upwards of $605 billion each year in lost productivity. All of these factors and more can affect sales for brokers, but Kaiser has an innovative approach that they would like to share with you.       

On Wednesday, May 27, 2020, from 10:00 AM to 11:00 AM PT, Kaiser is hosting a webinar titled Now More than Ever: Health as a Business Strategy. During this webinar, brokers can learn how to show their value, make themselves standout amongst the competition, and most importantly, build customer loyalty by focusing on health as a business strategy. 

The keynote speaker of this webinar is the Vice President of Workforce Health, Tom Carter, and moderating the event is the Director of California Small-Group New Sales, Randa Reynolds. 

For more details or to register, click here

L.A. Care has extended the grace period due to the COVID-19 pandemic to better serve their members  

L.A. Care has made some important updates to accommodate its subsidized and non-subsidized members due to the pandemic. To assist during this pandemic, L.A. Care has taken the following actions:

Subsidized Members

  • Members who receive Federal or State subsidy assistance for their coverage will now also receive a 90-day grace period to pay their premiums. During the COVID-19 pandemic, our members receiving subsidies will not lose their health care coverage or access to benefits during the grace period if they are unable to make a payment.
  • During the COVID-19 pandemic, if the member is still unable to make their payment in full after those initial 90 days, they will have an additional 60-day grace period. During the 60-day grace period, the member will not have access to health care services, nor will they have their health care services paid for by L.A. Care. Once payments have been made in full, coverage will be reactivated and access to health care services will resume.

Non-Subsidized Members

  • For non-subsidized members, if they are unable to make their premium monthly payments, L.A. Care Covered is now offering a 30-day grace period. Within this grace period, they will not lose health care coverage or access to benefits.
  • If a non-subsidized member is still unable to make their payment in full after the initial 30 days, they will have an additional 30-day grace period during the COVID-19 pandemic. During this additional 30-day grace period, members will not lose their health care coverage. Once payments have been made in full, coverage will be reactivated and access to health care services will resume.

For more information, contact your Dickerson Account Executive.

Oscar extends credit card payment options for Individual and Family Plans

Oscar announced that they have extended the time that Individual clients can pay with a credit card through May 29 at 9:00 pm PST. Please note that Oscar doesn’t accept American Express. After this time and date, payment options will once again be limited to a debit card, check, or bank account (ACH).

Here’s how Individual clients can pay with their credit card:

  • Brokers can submit one-time premium payments on behalf of clients in the Oscar Broker account. Full instructions are available here.
  • Individual clients can also make one-time premium payments by logging into their online Oscar account. Oscar doesn’t take credit card payments in the Oscar mobile app.

For more information, please contact your Dickerson Account Executive.

Principal offering dental premium credit & PPE payment 

Because many dental offices are currently closed due to COVID-19, Principal announced that employers offering dental insurance will receive a 10% premium credit on their June through October dental bills. This credit will not reduce members’ calendar year maximums. Whether the coverage is contributory or voluntary, the credit will be applied to the group’s bill.

Dental providers still providing services during this pandemic have to use Personal Protective Equipment (PPE) to reduce the risk of exposure to patients, and this means more expenses. This is why Principal is also providing  a $7 payment per member for in-office visits with in-network dental providers from June 1, 2020 through  December 31, 2020. Out-of-network providers are not included in this offering, which means the provider may bill the patient for the additional PPE expenses.

For more information, please contact your Dickerson Account Executive.

VSP offering rate pass on upcoming renewals

In response to the COVID-19 pandemic, VSP decided to offer rate passes on upcoming renewals. VSP automatically extended policies for clients with fewer than 1,000 enrolled that are scheduled to renew between August 1, 2020, and March 1, 2021. This extension allows clients to keep their current rate for an additional 24 months. VSP hopes that this will help provide some fiscal stability in the face of the current business climate.  

For more information, please contact your Dickerson Account Executive.

Governor Newsom’s COVID-19 orders holding up in court

Governor Newsom has faced several lawsuits challenging his authority to implement the orders he’s put in place as a response to the COVID-19 pandemic. The majority of these lawsuits have come from the Center for American Liberty, a group led by conservative attorney and Republican Party official Harmeet Dhillon. The lawsuits brought against Newsom questioned his authority to enforce the closure of churches, the distribution of relief funds for undocumented migrants, and the right to protest. In all instances, the courts upheld Newsom’s directives.

Click here for the full story.

 

Alera Group reports on the 10 sectors that have been hit hard by the COVID-19 pandemic

Alera Group has released a detailed report titled “COVID-19 Industry Impacts.” The report not only shows which sectors have been hit the hardest during this pandemic but also includes assessments and insights from both employee benefits and property-casualty experts. The report looks into multiple industries including agriculture, healthcare, manufacturing, higher education, hospitality, gaming, public sector, non-profit organizations, and small businesses. Even though all businesses have been affected by the COVID-19 pandemic, some sectors have felt the effects more. Some of the challenges that these industries have been facing are struggles to adapt to remote and virtual working environments, workers’ compensation issues, risk management, and overall business interruption. 

For more details or to gain access to the report itself, click here.