Dickerson Update, August 20 – Anthem, Covered CA, Oscar and More!

Anthem Announces New Specialty Broker Bonus

Anthem announced its new Specialty Broker Bonus program for 10/1/19, including new dental and life sales for cases greater than 10 enrolled. Anthem will send out “bonus reminder” communications to brokers throughout the bonus period via standard marketing push methods.

Here’s how it works:

• $100.00 per small group dental sold case with 10 to 50 enrolled employees
• $200.00 per small group dental sold case with 51 to 100 enrolled employees
• $50.00 per small group life sold case with 10 to 50 enrolled employees
• $100.00 per small group life sold case with 51 to 100 enrolled employees

Payout will occur in April 2020.  To learn about this new bonus, click here.

Covered California Relaunching Generous Broker Bonus Program

Just in time for Q4, Covered California for Small Business announced that they will relaunch A Partnership That Pays broker bonus program. New groups with effective dates between 10/1/2019 and 1/1/2020 are eligible.

Here’s how it works:

Group Size

Incentive

6-15

$1000

16-25

$2000

26-50

$4000

51-100

$8000

Click here for the specifics. For any questions, please contact your Dickerson Account Executive.

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Oscar Announces Rate Reduction and Plans to Join CCSB

Oscar recently released approved Q4 rates, which they reduced by 3.88%. Additionally, Oscar will also join CCSB effective 1/1/2020.

For more information, please contact your Dickerson Account Executive.  

Health Plan’s ‘Cadillac Tax’ May Finally Be Running Out Of Gas

One of the most controversial parts of the Affordable Care Act – the Cadillac Tax – might be headed for repeal. The Cadillac tax is a 40% tax on the most generous employer-provided health insurance plans — those that cost more than $11,200 per year for an individual policy or $30,150 for family coverage. It was a tax on employers that was supposed to take effect in 2018, but Congress has delayed its implementation twice.

In recent years, public opinion on the Cadillac Tax has shifted largely, as premiums and out-of-pocket costs for patients have soared. Now, a Democrat-controlled House recently voted overwhelmingly — 419-6 — to repeal that part of the ACA entirely. A Senate companion bill now has a total of 61 co-sponsors — more than enough to ensure its passage.

“Voters deeply care about health care, still,” says Heather Meade, a spokeswoman for the Alliance to Fight the 40, a coalition of business, labor and patient advocacy groups urging repeal of the Cadillac tax. “But it is about their own personal cost and their ability to afford health care.” To read the article, click here.  

Scientists Finding New Ways to Fight Antibacterial Resistance

Antibiotic resistance is on the rise, which has scientists searching for ways to fight antibiotic-resistant bacteria. A study published in Proceedings of the National Academy of Sciences found that bithionol, a drug once used to treat parasitic infections in horses, could be a viable treatment for antibiotic-resistant bacteria, also known as persister bacteria.

Researchers at Brown, Emory, and Harvard universities collaborated to find an existing drug that could target bacterial membrane, which most antibiotics don’t attack. After screening more than 80,000 known drugs, only 185 passed an initial screening. From this smaller pool, only a few drugs, including bithionol, could penetrate the membrane of persister bacteria. 

Researchers found that by pairing bithional with traditional antibiotics to attack persister bacteria in mice, they eradicated 90% of infections. Though bithional looks like a promising treatment for antibiotic-resistant bacteria, researchers warn that bacteria might still be able to become resistant to bithional. To learn more, click here.