The Second Quarter is here and it’s time to send out a reminder of recent rate actions from some of our favorite carriers including Anthem, Blue Shield and HealthNet. Read below to find out the details.
Anthem Q2 Rate Actions
Anthem’s CA Small Group Q2 2019 Rate Action:
Quarterly Rate Change Average:
Annual/RenewalRate Change Average:
Blue Shield Q2 Rate Actions
Blue Shield announces a rate action for Q2. Below are the updates:
- PPO rates +1.5% in the second quarter, for a +3.5% annualized rate
- HMO rates +1.6% in the second quarter, for a +0.4% annualized rate
- The statewide average annualized rate action for the second quarter is +2.7%
For more information, please contact your Dickerson Account Executive.
HealthNet Q2 Rate Actions
Health Net has also announced a rate action for Q2! See below for details:
|Rates||PPO & Enchanced Care PPO Plans||HMO & HSP|
SBG Ancillary Rates
- Dental/Vision: No rate changes at this time
- Life: No rate changes at this time
- Optional Chiro: No rate changes at this time
Kaiser Now Offering Small Group Coverage to PEO Groups!
Kaiser has revised their policy, and is now offering coverage to small groups with a professional employer organization (PEO) agreement. This is effective immediately
Employers must meet all small group underwriting guidelines including:
- Groups must satisfy the small group size requirement (1-100 eligible employees) by combining directly employed individuals and co-employees (leased employees).
Groups may not allow co-employees to choose between coverage through the group or coverage through the PEO. However, groups can offer Kaiser alongside another carrier that isn’t available through the PEO.
Co-employees must be employed full-time to be eligible.
Lives enrolled can be listed on the group’s DE 9C for direct employees. Co-employees must be listed on the PEO’s DE 9C, and must provide one of the following documents on top of standard required documents:
- A copy of the group’s PEO payroll subgroup or 3 months of recent invoices showing the PEO, subgroup name, and co-employed individuals
- For start-up groups, a copy of the group’s PEO payroll subgroup or 4 weeks of recent invoices showing the PEO, subgroup name, and co-employed individuals
For more information, contact your Dickerson Account Executive.
JANUARY 31, 2019: Forms W-2 and 1099 (when applicable) due
Employers must provide all employees copies of Form W-2 reporting earnings and taxes for 2018 by January 31, 2019. When applicable, employers must provide Forms 1099 to contractors who earned more than $600 in business-related payments in 2018.
JANUARY 31, 2019: Form 941 Due
Deadline to file Form 941, employers quarterly tax return (fourth quarter October 2018 through December 2018).
FEBRUARY 1, 2019: Post OSHA Form 300A
Employers with more than 10 employees who are not in exempted low-risk industries must post Form 300A, the annual summary of job-related injuries and illnesses, in a workplace common area from February 1 through April 30, 2019. If there were no recordable injuries or illnesses, applicable companies must still post the form with zeroes on the appropriate lines. See list of exempted industries here: Partially Exempt Industries.
FEBRUARY 28, 2018: Paper Forms 1094-B & 1095-B or 1094-C & 1095-C Due to IRS
Employers who are Applicable Large Employers (“ALE”s) who averaged 50+ employees during 2017 are required to submit ACA Reporting. Also, employers offering a self-funded plan during 2018 who had less than 50 employees need to report using the “B” forms. If filing by paper, ACA forms 1094-B and 1095-B or forms 1094-C and 1095-C being sent to the IRS must be postmarked by February 28, 2019. HR Service recently conducted training on ACA Reporting for 2018. Click this link to watch this training.
MARCH 4, 2019: Forms 1095-B or 1095-C due to employees
ACA forms 1095-B or 1095-C must be delivered to employees or postmarked no later than March 4, 2019.
APRIL 1, 2019: Electronic Forms 1094-B & 1095-B or 1094-C & 1095-C Due to IRS
If filing electronically, ACA forms 1094-B and 1095-B or forms 1094-C and 1095-C are due to the IRS by April 1. Any Applicable Large Employer (“ALE”) filing 250 forms or more must file electronically.
2019 Compliance Calendar
In case you missed the distribution of the annual all employment law compliance calendar, download this important document here: Compliance Calendar.