Prohibition Regarding Short-Term Limited Duration Health Insurance Policies

Dave Jones Insurance Commissioner

California Department of Insurance

This notice alerts insurance companies and agents that, effective January 1, 2019, short-term limited duration health insurance cannot be issued, amended, sold, renewed, or offered in California. Short-term limited duration health insurance is health insurance coverage provided pursuant to a health insurance policy that has an expiration date specified in the policy that is less than 12 months after the original effective date of coverage.
This prohibition is the result of the enactment of Senate Bill 910 (Stats. 2018, ch. 687), which added Insurance Code section 10123.61 to define and prohibit short-term limited duration health insurance policies.1
Questions regarding compliance with the requirements of Senate Bill 910 should be directed to Bruce.Hinze@insurance.ca.gov.

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