Dickerson Update August 30, 2018

Dickerson Update August 30, 2018

Gear up for the busy season and check out the below updates from our carrier partners. Learn about upcoming promotions, rate changes and more. Happy selling!

Click here to view as a webpage.

Group Updates

Anthem Blue Cross announced that Dignity Health Medical-Sequoia, located in San Mateo County, will close and discontinue all services on November 1, 2018. Letters were mailed to subscribers informing them of the closure and transfer to alternate participating medical groups.
Don’t forget that Anthem Blue Cross has a statewide hospital network of over 300 acute care facilities. To find a participating hospital in a specific area, click the ‘Find a Doctor’ feature available at www.anthem.com/ca.
California Choice

California Choice announced that Oscar Health is joining its roster, effective December 1, 2018. Oscar Health joins a growing group exchange, including seven other health plans. With attractive features such as free doctor-on-call, Oscar brings a unique health care solution to Cal Choice during Q4.

Stay tuned for 12/1/18 quoting details from Cal Choice.


Guardian announced a rate decrease for all case sizes in many Southern California areas, effective immediately. It’s no secret that Guardian is a top seller among Dickerson agents. With its minimum voluntary participation of 5 eligible and just 2 enrolling, combined with flexibility in plan design and pricing, Guardian is a good fit for many.


Location Area Factor Change
Los Angeles (City) -5.5%
Los Angeles (Metro Area) -8.4%
Ventura -7.0%
Ventura County -5.5%
Anaheim -7.4%
Anaheim Area -7.9%
San Bernardino (LA Area) -8.9%
San Bernardino (Riverside) -7.4%

Please see below to get an idea of how both area and plan design factors will impact the final rate.

Plan Type Plan Factor Change
J1 (Guardian Choice) -2.0%
VZ (Value Plan 100/80/50 MAC) -3.0%
All PPO plans (varying co-insurance, UCR OON) +1.4%
All Split Value (varying co-insurance MAC OON) +1.3%
Alliance Plans (POS) Mostly Neutral
If you have outstanding Guardian 9/1/18 or 10/1/18 quotes that have not yet sold or would like to quote Guardian for your next group, contact your Dickerson Account Executive for a quote that reflects these new rates today!
Kaiser Permanente

Kaiser has a new peak season promotion, effective 9/1/18 through January 2019. The promotion includes a minimum participation requirement of 50% in a group-sponsored health plan for new business. Kaiser will continue to write down to one enrolling subscriber with no change to its counting methodology for valid waivers.

Please note that a minimum of one W2 employee must enroll in Kaiser Permanente or another group health plan. Owner-only groups without a W2 employee will not be accepted.

For more information, please contact your Dickerson Account Executive.
Oscar Health
Oscar Health is creating lots of buzz amidst its inclusion into California Choice’s health care exchange. CEO Mario Schlosser was recently featured on CBS News, discussing the important use of technology that became instrumental to how Oscar Health has made changes to the health care industry.
To watch the interview, please click here.

Industry Events/Professional Development

Oscar Health Product Seminars
Thursday, September 6, 2018 @ 9:30 – 11 am
Click here
to register
Friday, September 7, 2018, @ 9:30 – 11 am
Click here
to register
Thursday, September 13, 2018 @ 9:30 – 11 am
Click here
to register

Visit Dickerson at the following upcoming events:

September 11, 2018 @ 8 am – 3 pm
Hyatt Orange County
11999 Harbor Blvd
Garden Grove, CA 92840
Click here to register

LAAHU/VCAHU Medicare Summit
September 20 – 21, 2018
Pickwick Gardens Conference Center
1001 W Riverside Dr.
Burbank, CA 91506
Click here
to register