Individual Medical

Individual Medical

Individual and Family Plans (IFP)

Dickerson is an Authorized General Agent for the following IFP carriers where brokers earn full commission with business placed through us.

Please click here to run a Covered California quote (On-Exchange) for L.A. Care Covered, Molina Healthcare or Oscar Health. Please note that for any medical IFP coverage requested outside of the annual open enrollment period, the applicant must have experienced a Qualifying Life Event to be eligible for coverage.

Click here to start the agent appointment process for L.A. Care, Molina, Oscar or Dickerson Individual Market on the Individual Carrier Appointment page.

Once appointed with L.A. Care, agents may submit inquiries about licensure, comissions or other producer or member issues via the L.A. Care Agent Portal at

L.A. Care Health Plan15,16HMO7% full commission 1st year5.5% full commission
Molina Healthcare13,15,16,17,18,19HMO$13.50 pmpm 1st year full commission$12 pmpm years 2-6 full commission
Oscar Health4, 15, 16,18 and Off-ExchangeEPO$20 pmpm full commission$15 pmpm full commission
Dickerson Individual Market
(multiple carriers on one electronic platform)
AllSuppl.Varies, please callVaries, please call

Special Enrollment Qualifying Event Guidelines

Consumers who experience a qualifying life event can enroll in a Covered California health insurance plan even outside of the open-enrollment period. This is called special enrollment. Below are links to access a list of common qualifying life events for special enrollment that apply year-round.

L.A Care Covered
Special Enrollment criteria — click here

Molina Healthcare
Special Enrollment criteria — click here

Oscar Health – On-Exchange
Special Enrollment Qualifying Event Guidelines and Change Form — click here

Oscar Health – Off-Exchange
Special Enrollment Qualifying Event Guidelines and Change Form — click here